The standard plastic card is Included with the one-time $10 activation fee. Metal cards will be available soon and will cost $50 including delivery.  When the metal card becomes available, existing plastic card users will be able to upgrade – so you can start with the plastic card now if you wish and easily upgrade later.  The virtual card is included for free with KYC/activation and will be available on your account dashboard once you have completed KYC and activated a physical card.